TWO GENERATIONS TEAM BRINGING NEW LIFE TO BENEFITS INDUSTRY TEXANS FIRST TO INTEGRATE DEBIT PAYROLL CARD PROFITING EMPLOYERS, UN-BANKED EMPLOYEES

DALLAS, TX (5/1/04) For Immediate Release – Life Benefits, formerly Innovative Benefits Solutions (IBS), recently changed names when F. Ray Hill and Ted Hill joined talents to create a new kind of benefits solution in the Dallas/Fort Worth metroplex. A solution designed to establish a needed balance between traditional insurance services and new industry technologies. Ray and Ted are currently among the first in the nation to incorporate debit payroll cards into a strategic benefits plan. A plan that offers a full range of financial services and benefit choices designed to meet the unique needs of roughly 45 percent of the workforce still receiving paper checks. http://www.lifeben.com